Privacy Policy

Introduction

Welcome to Zuudi Money Market Fund's Privacy Policy. At Zuudi, we are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services, website, or mobile application.

Please read this Privacy Policy carefully. By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by all the terms outlined in this policy.

Information We Collect

We collect personal information that you voluntarily provide to us when you:

• Register for our services or open an account
• Participate in activities on our platforms
• Contact us with inquiries or feedback
• Complete forms on our website or application

The personal information we collect may include:

1. Personal Identifiers: Name, email address, phone number, postal address, date of birth, government-issued identification numbers (such as National ID, passport, or driver's license), tax identification numbers, and other similar identifiers.
2. Financial Information: Bank account details, payment card information, transaction history, investment preferences, risk tolerance, and other financial data necessary for providing our services.
3. Employment Information: Employer name, job title, industry, employment history, and income information.
4. Technical Data: IP address, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform, device information, and other technology identifiers on the devices you use to access our platforms.
5. Usage Data: Information about how you use our website, products, and services, including browsing patterns, page views, and user journey analysis.

How We Use Your Information

We use the information we collect for various purposes, including to:

• Provide, operate, and maintain our services
• Process and complete transactions
• Verify your identity and prevent fraud
• Comply with legal and regulatory requirements
• Improve, personalize, and expand our services
• Understand how users access and use our services
• Develop new products, services, features, and functionality
• Communicate with you about updates, security alerts, changes to our policies, and other service-related information
• Provide customer support and respond to inquiries
• Send marketing communications (subject to your preferences and applicable laws)
• Assess and manage risk, conduct audits, and protect against malicious, deceptive, or illegal activity

Legal Basis for Processing Personal Information

We process your personal information based on the following legal grounds:

• Performance of a Contract: To fulfill our contractual obligations to you, including providing our financial services.
• Legitimate Interests: To pursue our legitimate business interests, such as improving our services, preventing fraud, and ensuring the security of our platform.
• Consent: When you have given us specific consent to process your data for a particular purpose.
• Legal Obligation: To comply with legal and regulatory requirements applicable to financial institutions and investment services.

Disclosure of Your Information

We may share your personal information with the following categories of third parties:

• Service Providers: Companies that provide services to us, such as payment processors, cloud hosting providers, analytics providers, customer support services, and marketing partners.
• Financial Partners: Banks, payment systems, and other financial institutions necessary to process transactions and provide our services.
• Regulatory Authorities: Government agencies, regulatory bodies, law enforcement, and other public authorities when required by law or regulation.
• Professional Advisors: Accountants, auditors, lawyers, and other professional advisors in connection with our business operations.
• Business Transfers: In connection with any merger, sale of company assets, financing, or acquisition of all or a portion of our business by another company.

We do not sell your personal information to third parties for their own marketing purposes.

Data Security

We implement appropriate technical and organizational security measures designed to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These measures include:

• Encryption of sensitive information in transit and at rest
• Multi-factor authentication for account access
• Regular security assessments and penetration testing
• Access controls and monitoring systems
• Employee training on data protection and security practices

However, please note that no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. The criteria used to determine our retention periods include:

• The length of time we have an ongoing relationship with you
• Legal obligations we are subject to
• Whether retention is advisable in light of our legal position (such as in regard to applicable statutes of limitations, litigation, or regulatory investigations)

Your Privacy Rights

Depending on your location and applicable laws, you may have certain rights regarding your personal information, which may include:

• Right to Access: The right to request information about the personal data we hold about you and to obtain a copy of that information.
• Right to Rectification: The right to have inaccurate personal data corrected and incomplete data completed.
• Right to Erasure: The right to request the deletion of your personal data in certain circumstances.
• Right to Restrict Processing: The right to request that we restrict the processing of your personal data in certain circumstances.
• Right to Data Portability: The right to receive your personal data in a structured, commonly used, and machine-readable format and to transmit that data to another controller.
• Right to Object: The right to object to the processing of your personal data in certain circumstances, including processing for direct marketing purposes.
• Right to Withdraw Consent: The right to withdraw your consent at any time where we rely on consent to process your personal information.

To exercise these rights, please contact us using the details provided in the "Contact Us" section below.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect and use information about you and your interaction with our website and services. Cookies are small data files that are placed on your computer or mobile device when you visit a website. We use cookies to:

• Enable certain functions of our services
• Provide analytics to understand how you use our services
• Store your preferences
• Enable advertisements delivery, including targeted advertising
• Protect against fraudulent activity

You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. However, if you disable or refuse cookies, some parts of our service may be inaccessible or not function properly.

International Data Transfers

Your personal information may be transferred to, and processed in, countries other than the country in which you reside. These countries may have data protection laws that are different from the laws of your country.

When we transfer your personal information to other countries, we will protect that information as described in this Privacy Policy and in accordance with applicable data protection laws. We implement appropriate safeguards to ensure that your personal information remains protected in accordance with this Privacy Policy, including through the use of standard contractual clauses or other legally recognized means of data transfer protection.

Children's Privacy

Our services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children under 18. If you become aware that a child has provided us with personal information, please contact us using the information in the "Contact Us" section below. If we become aware that we have collected personal information from a child under 18 without verification of parental consent, we will take steps to remove that information from our servers.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time in response to changing legal, technical, or business developments. When we update our Privacy Policy, we will take appropriate measures to inform you, consistent with the significance of the changes we make. We will obtain your consent to any material Privacy Policy changes if and where this is required by applicable data protection laws.

You can see when this Privacy Policy was last updated by checking the "Last Updated" date displayed at the top of this Privacy Policy.

Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at: